Day to day banking rbc rbc mclaughlin A basic banking account that offers value and convenience to those with less than 15 transactions per month. Use Your Account as Often as You Need 12 debits / month; .25 each thereafter Unlimited Interac e-Transfer to Pay your friend. Free access to Digital Online & Mobile Banking and Tellerphone Banking Free quarterly eStatements RBC Sixty Plus members will receive 50% more interest on the normal interest rate on RBC Day to Day Savings accounts

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Protection-Solde est une police dassurance crdit collective tablie par Assurant Solutions et offerte aux titulaires de carte Visa admissibles de RBC Banque Royale. Assurant Solutions est une dnomination commerciale des succursales canadiennes de l American Bankers Life Assurance Company of Florida et de l American Bankers Insurance Company of Florida. 3% of cash amount availed of or P500 (US$10 for Black Card Di, whichever is higher and an interest charge at the prevailing rate which will be computed from availment date until full payment date. Note: Other banks may charge an ATM convenience fee for your cash advance transactions. P400; in cases of multiple past due occurrences exceeding 3 months for the past 12 months: P500 (4 to 6 months) or P600 (7 months and above). For Dollar Cards, US$8; in cases of multiple past due occurrences exceeding 3 months for the past 12 months: US$10 (4 to 6 months) or US$12 (7 months and above)For Peso Cards, 3.50% representing the Mastercard/Visa/JCB/Union Pay assessment fees and the Bank's service fee. For foreign currency transactions converted to Philippine Peso at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to P1,000 and up, or its foreign currency equivalent. For Dollar Cards, 3.50% representing the Mastercard/ Visa/JCB/Union Pay assessment fees and the Bank's service fee. For transactions using currency other than USD converted to USD at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to US$20 and up, or its foreign currency equivalent. All active cards with negative balance will be charged a Dormancy Fee of P200/US$4 or an amount equivalent to the credit balance (whichever is lower) if there is no activity for 24 months. Likewise, all blocked/closed accounts with negative balance, will be charged with a Dormancy Fee of P200/US$4 or an amount equivalent to the credit balance (whichever is lower) if there's no activity for 3 months. Php500 (for Peso-denominated cards) or US$10 (for Dollar-denominated cards) will be charged on cycle day when the Outstanding Balance plus unbilled installment exceeds the account's permanent credit limit on cycle day. If an account has a stand-alone installment limit, the account will be considered Over limit if the sum of the regular Outstanding Balance, Installment Outstanding Balance, and unbilled installment exceeds the sum of the regular credit limit and stand-alone credit limit on cycle day. Rbc platine my rbc online RBC Rewards points are earned on qualifying net purchases only; they are not earned on cash advances including balance transfers, cash-like transactions and certain bill payments, interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged. A 10,000 Asia Miles will be awarded to you if a total of $6,000 CAD or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC Cathay Pacific Visa Platinum account within the first 3 full monthly statement periods approximately 3 months from the date your account is opened, provided your credit card account is in good standing at the time you reach $6,000 CAD in qualifying transactions. We provide personal checking and savings accounts, home mortgages, personal loans and lines of credit, investment solutions and credit card options for you and your family. Whether you’re looking to deposit money, invest, save or borrow, our Relationship Managers will provide you with the solutions and advice you need to reach new heights. Back to Documentation Introduction IMPORTANT — PLEASE READ: This Certificate of Insurance is a valuable source of information and contains provisions that may limit or exclude coverage. Please read this Certificate of Insurance, keep it in a safe place and carry it with travel. RBC Insurance Company of Canada (the "Insurer") has issued group insurance policy U-1014452-A to Royal Bank of Canada ("RBC Royal Bank"), to cover expenses related to Trip Cancellation and group insurance policy U-1014453-A to RBC Royal Bank, to cover expenses related to Trip Interruption. This Certificate of Insurance summarizes the provisions of these group insurance policies. (Assured Assistance) by calling: 1-800-533-2778 toll-free from the US & Canada, or905-816-2581 collect from anywhere in the world Trip Cancellation / Trip Interruption Insurance will reimburse only the means an institution licensed to treat patients on an in-patient, out-patient and emergency basis, which has an operating room and laboratory, and which is operated under the supervision of a staff of . It does not include any establishment which is licensed or used principally as a clinic, extended or palliative care facility, rehabilitation facility, convalescent, rest or nursing home, home for the aged, health spa or addiction treatment centre. means accidental bodily injury or sickness (or a condition related to that accidental bodily injury or sickness), including disease, acute psychoses and complications of pregnancy occurring within the first 31 weeks of pregnancy.


Every time you make a purchase with your card, you automatically earn RBC Rewards points that you can redeem for travel, cash back, gift cards, merchandise and more Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account. Redeem points for gift cards at some of your favorite spots—like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today’s hottest brands. Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. Chip technology is embedded into your RBC Bank credit card, which means you’re protected by several layers of fraud prevention technology. And pay your credit card bill by just clicking the “Pay Now” button in Online Banking. To get a short-haul flight to any adjoining province/state in Canada or the U. S, you will need a total of 15,000 RBC Rewards points, for a maximum ticket price of $350. To receive the 15,000 bonus RBC Rewards points which will appear on your first statement, your application form must be received and approved by us. Additional cardholder(s), as well as cardholder(s) with existing RBC Royal Bank travel rewards credit cards, applying for or transferring to an RBC Avion Visa Infinite card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with another offer. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For Air Travel Reward redemption details, visit com/travelredemption. For complete terms and conditions that apply to the RBC Rewards program, please visit: call RBC Rewards points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged. If you are a Primary Business Cardholder on a RBC Avion Visa Business account (“Business Avion”) and you also are the primary cardholder on a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite account (“Personal Avion”), the annual fee of either your Business Avion or Personal Avion card, at your choice, will be rebated from $120 to $50, every year, as long as you remain a Primary Business Cardholder on the Business Avion account and a primary cardholder on the Personal Avion account and both cards are in good standing. If you have more than one Personal Avion or Business Avion cards, the annual fee of that additional card will continue to be $50. No rebate will be applied retroactively, which means that depending on which card you want the rebate to be applied to, you may have to wait to your next annual renewal to benefit from the rebate. Royal Bank of Canada reserves the right to withdraw this offer at any time. For complete terms, conditions and restrictions that apply to the RBC Rewards program please visit: https:// call Please note that it will take two (2) to three (3) business days for your payment to be credited to your credit card account and to adjust your available credit. Redemptions are final and cannot be cancelled or reversed once submitted. For complete details, please consult the RBC Rewards Terms and Conditions Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions. Each time you use your linked Eligible RBC Rewards Credit Card to pay for purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more RBC Rewards points than you normally earn for every $1 in purchases in accordance with the RBC Rewards Terms and Conditions. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into RBC Rewards account. Authorized Users are excluded from earning RBC Rewards points bonus. The discount rate of up to 20% on the base rate only (time and mileage charges) (“Discount”) is available at participating Hertz corporate locations in Canada and the U. and excludes taxes, tax reimbursements, fees, surcharges and optional service charges, such as refueling. You must enter the first 6-digits of your eligible RBC Avion credit card in the CDP ID # field when making a booking through the Hertz website to receive the Discount. Hertz, not Royal Bank of Canada, is responsible for the sales and returns terms and conditions applicable to your Discount. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it. For more details on the RBC Offers program, please visit rbc.com/offers. To earn 2X the RBC Rewards points you normally earn (“Bonus Points”) for every one dollar ($1.00) in purchases, including taxes, you make at any corporately owned Hertz location in Canada, U. S., UK, Germany, Italy, Switzerland, Netherlands, Belgium, Spain, Australia and Luxembourg, beginning February 7th, 2020 to February 7th, 2023 (“Offer Period”), click the “Load Offer” button in RBC Offers and pay using your RBC Visa Platinum Avion card (“Eligible RBC Rewards Card”) (“Qualifying Purchase”). Franchised Hertz locations are not eligible for this offer. If your Eligible RBC Rewards Card changes, you must load this offer again and use the first 6-digits of your new Avion credit card for bookings. If you cancel your credit card, you will not be eligible for the Discount (defined above) or Bonus Points. Please allow up to 30 days from the date of your Qualifying Purchase, provided your credit card account was in good standing at that time, for the Bonus Points to appear on the account statement tied to your Eligible RBC Rewards Card. Cancellations or price adjustments may cancel or reduce the RBC Rewards points earned on your Qualifying Purchase, including Bonus Points. Offer may not be combined with any other offer, promotion, certificate, voucher or other discount. Hertz, not Royal Bank of Canada, is responsible for the sales and returns terms and conditions applicable to your Qualifying Purchase(s). For complete terms and conditions please visit: https:// target Page=rbc_Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it. For more details on the RBC Offers program, please visit rbc.com/offers. Rbc platine rbc place laurier RBC Visa Platinum Avion starts you off with 15,000 welcome bonus points, which is worth approximately $350 in short haul flights. With every purchase made, you'll earn 1 RBC Reward Point for every dollar spent. The flexible rewards earned through this card can be used for any flight, but the way to best maximize your return is by either Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents $0.03 per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. RBC Rewards points are earned on qualifying net purchases only; they are not earned on cash advances including balance transfers, cash-like transactions and certain bill payments, interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged. As recognized in the 2018 Euromoney Private Banking and Wealth Management Survey, 2017 Global Private Banking Awards, 2017 Private Banker International Global Wealth Awards and the 2016 Family Wealth Report Awards.